Tracy Strachan

Tracy Strachan

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Active

$455,000

($46,876 down)
FHA

739 S Utica Street, Denver, CO 80219

3
1
890 sqft
PITI Monthly
$3,292.81 /mo

Listing courtesy of: Karsten Musaeus, Keller Williams Clients Choice Realty

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,780 /mo
$2,802 /mo

What's Special

REMODELED
LOCATION
SHOPPING
MOVE-IN READY
HARDWOOD FLOORS
PATIO
PRIVATE BACKYARD

Move-in ready 3 bedroom, 1 bath ranch-style home with fully fenced front and back yards. Features a 4-car tandem garage and a beautifully remodeled interior, including updated windows, cabinets, quartz counters, kitchen, and bath. Enjoy hardwood floors in the living room and bedrooms, tile in the kitchen, bath, and laundry. Home includes all appliances, 6-panel doors, and a fully finished sunroom leading to a private backyard with patio—perfect for relaxing or entertaining. Prime location near downtown Denver with restaurants, shopping, and a large park all within walking distance.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 5 months
Monthly PITI
$3,292.81/mo
Estimated Loan Balance
$425,280
Cash to close
$46,876
Interest Paid
$46,089

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Denver Square
Materials
  • Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Manlea
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $511.24
  • Tax Annual Amount: $1878
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $46,876 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$408,124
Your Cash$46,876
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,780/mo
Traditional @ 7.15%
$2,906/mo
You save $127/month ($1,522/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4712514

Listing From: recolorado

Last updated: 2025-05-01T01:40:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,780 /mo
$2,802 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,876 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$408,124
Your Cash$46,876
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,780/mo
Traditional @ 7.15%
$2,906/mo
You save $127/month ($1,522/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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