Tracy Strachan

Tracy Strachan

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$975,000

($371,292 down)
VA

5639 Cardinal Flower Court, Fort Collins, CO 80528

4
4
2,876 sqft
PITI Monthly
$3,524.51 /mo

Listing courtesy of: Kyle Basnar, Group Mulberry

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,832 /mo
$4,513 /mo

What's Special

MODERN
LUXURY
CLUBHOUSE
PLAYGROUND

Tucked within the picturesque community of Fossil Lake Ranch, this meticulously designed 2010 semi-custom home embodies a perfect blend of modern sophistication and timeless charm. Ideally located between the vibrant cities of Loveland and Fort Collins-and just two miles from I-25-this home offers unparalleled convenience to a wide range of amenities and attractions. Step inside to experience a thoughtfully curated sanctuary, enhanced by fresh interior paint, a stylish new kitchen backsplash, and upgraded lighting throughout-every detail designed to elevate everyday living. The spa-inspired primary bathroom serves as a true retreat, featuring a luxurious volcanic limestone tub that invites you to unwind and recharge. Beyond the home's refined interiors, residents will appreciate its close proximity to Twin Silo and Radiant Parks, offering abundant opportunities for outdoor recreation and relaxation. Contemporary luxury shines throughout, with sleek matte black plumbing and lighting fixtures adding modern elegance to every room. The Fossil Lake Ranch homeowners' association enhances the community experience with amenities such as a refreshing pool, playground, and welcoming clubhouse, fostering a strong sense of connection among neighbors. Sustainability and innovation are front and center, with smart features including an Ecobee thermostat, dual EV chargers, and a fully owned solar system-allowing the home to produce more energy than it consumed in 2023. EV chargers can be programmed to charge exclusively with solar power or during off-peak hours for maximum efficiency. Offering inviting living spaces and peaceful outdoor retreats, this residence is more than just a home-it's a place where lasting memories are made. Welcome to Fossil Lake Ranch, where luxury, convenience, and natural beauty come together to create the lifestyle you've always envisioned.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,524.51/mo
Estimated Loan Balance
$682,595
Cash to close
$371,292
Interest Paid
$85,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Frame
  • Roof: Composition
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fossil Lake Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Fossil Lake Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $765
  • HOA Frequency: $Annually
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $339.01
  • Tax Annual Amount: $5714
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $371,292 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $371,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$603,708
Your Cash$371,292
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,832/mo
Traditional @ 7.15%
$4,681/mo
You save $1,850/month ($22,197/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1032589

Listing From: recolorado

Last updated: 2025-05-01T00:21:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,832 /mo
$4,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $371,292 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $371,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$603,708
Your Cash$371,292
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,832/mo
Traditional @ 7.15%
$4,681/mo
You save $1,850/month ($22,197/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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