Tracy Strachan

Tracy Strachan

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$719,900

($94,732 down)
VA

4317 Accordion Way, Rancho Cordova, CA 95742

4
3
3,009 sqft
PITI Monthly
$4,374.28 /mo

Listing courtesy of: Sam Nekoueian, Vantage Point

Assumed Rate

6.92%
7.15%

Principal & Interest

$4,158 /mo
$4,255 /mo

What's Special

DINING
FIREPLACE
WALK-IN CLOSET
FITNESS CENTER
PLAYGROUND
COZY

Quality Built JTS home! 3 bedrooms Upstairs( Master bedroom & Bathroom Jack and Jill bathroom upstairs) and 1 bedroom/office and full bathroom Downstairs, Freshly Painted outside in August of 2024, engineered hardwood flooring! AC unit outside got replaced in 2021. Kitchen with Island, Dining Area, Stainless-Steel appliances in the kitchen. Kitchen opens to Family room with a cozy fireplace Huge Master Bedroom, Large Master Bathroom with Two Separate His & Her Vanities, Shower & Tub plus a Walk-In Closet. Close to McGarvey Elementary School. For $103 monthly HOA fee, your family can enjoy living in the Well-Maintained Anatolia, Club House, Pools, Fitness Center, Tennis Court, Parks Playground Equip etc.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 3 months
Monthly PITI
$4,374.28/mo
Estimated Loan Balance
$626,807
Cash to close
$94,732
Interest Paid
$32,587

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Family Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $239.25
  • Tax Annual Amount: $
  • On Market Date: 2025-04-30T19:00:16.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,732 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $94,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$625,168
Your Cash$94,732
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$4,158/mo
Traditional @ 7.15%
$4,414/mo
You save $256/month ($3,073/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225054229

Listing From: MLS Metrolist

Last updated: 2025-04-30T19:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$4,158 /mo
$4,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,732 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $94,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$625,168
Your Cash$94,732
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$4,158/mo
Traditional @ 7.15%
$4,414/mo
You save $256/month ($3,073/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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