Tracy Strachan

Tracy Strachan

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$685,000

($399,094 down)
VA

2764 Avocet Way, Lincoln, CA 95648

4
3
2,566 sqft
PITI Monthly
$1,798.67 /mo

Listing courtesy of: Matthew Provost, eXp Realty of California Inc.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,632 /mo
$2,398 /mo

What's Special

SHOPPING
SPACIOUS
PATIO
NO HOA

This excellent 4/5 bedroom home with ample amount of space, is ready and waiting for a large family. Having a private downstairs bedroom & full bathroom, it can accommodate your guests, in-laws, or adult children. Located in a mature and desirable Lincoln neighborhood, it is conveniently located close to shopping, parks, Foskett Ranch Elementary School & easy Hwy 65 access. Additionally, there is no HOA & very low mello roos which is close to being paid off. Some special features of this great home are: possible 5 bedroom, 3 full baths, 2566 square feet, a whole house fan, newer air conditioner (2021), dual control heat and air, custom granite kitchen, stainless-steel package and laminate flooring throughout the downstairs. The spacious family room is open to the kitchen and nook area which is great for entertaining. Large backyard includes a built-in swimming pool, partially covered patio and small grass yard for a play area. Also, there is space available for RV or boat parking. Nice corner lot provides extra privacy with an open space to the rear of the home and wildlife preserve to the West side of the property across the street.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
21 years, 0 months
Monthly PITI
$1,798.67/mo
Estimated Loan Balance
$289,635
Cash to close
$399,094
Interest Paid
$107,161

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan, MultiZone
  • Heating: Central, Fireplace(s), MultiZone, Natural Gas
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Log, Gas Piped
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Salt Water, Gunite Construction

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: A-Frame, Contemporary
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Centex Homes

Community & HOA

Community
  • Subdivision: Teal Hollow
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $266.95
  • Tax Annual Amount: $
  • On Market Date: 2025-04-30T21:10:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $399,094 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $399,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$285,906
Your Cash:$399,094
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,632/mo
Traditional @ 7.15%
$2,487/mo
You save $855/month ($10,261/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047308

Listing From: MLS Metrolist

Last updated: 2025-04-30T21:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,632 /mo
$2,398 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $399,094 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $399,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$285,906
Your Cash:$399,094
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,632/mo
Traditional @ 7.15%
$2,487/mo
You save $855/month ($10,261/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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