Tracy Strachan

Tracy Strachan

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$539,900

($166,950 down)
FHA

200 Dragonfly Circle, Sacramento, CA 95834

4
3
1,776 sqft
PITI Monthly
$2,702.61 /mo

Listing courtesy of: Hirendra K Singh, PMZ Real Estate

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,361 /mo
$2,584 /mo

What's Special

REMODELED
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
FIREPLACE
PATIO
WALKING TRAILS
COZY

Don't miss this true 4-bedroom home with almost 1800 SF and an attached 2 car garage. Enjoy the convenience of being just minutes away from shopping, easy freeway access, parks, walking trails and schools, and approximately 8 miles from Downtown and the Sacramento International Airport. Downstairs there's a big, open kitchen with lots of counter space, stainless steel appliances, and pantry cabinets. There's also a breakfast nook in addition to the spacious living room/dining room combo. You can cozy up to the gas log fireplace or enjoy the backyard patio area with its retractable awning for shade and energy efficiency. All bedrooms are upstairs; one is a generously sized Primary suite that boasts a fantastic custom closet with lots of built-ins, and the Primary bath has a remodeled dual sink vanity area. Don't miss the additional half-bath downstairs, laundry area upstairs, and large storage room under the stairs. The home is street side for easier guest parking and more privacy. Come and take a look!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,702.61/mo
Estimated Loan Balance
$374,173
Cash to close
$166,950
Interest Paid
$49,384

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Other
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Other
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $74
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $304
  • Tax Annual Amount: $
  • On Market Date: 2025-05-01T07:10:17.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $166,950 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $166,950!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$372,950
Your Cash$166,950
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,361/mo
Traditional @ 7.15%
$2,680/mo
You save $320/month ($3,837/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225054950

Listing From: MLS Metrolist

Last updated: 2025-05-01T07:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,361 /mo
$2,584 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,950 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $166,950!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$372,950
Your Cash$166,950
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,361/mo
Traditional @ 7.15%
$2,680/mo
You save $320/month ($3,837/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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